"I highly recommend Thomas Hocking. A first-class loan officer!. When he promises you something, it gets done. He's friendly, professional, and delivers on time! If you need a loan, any loan he is your go-to loan person! Highly recommend Thomas Hocking, he never lets up!"

I want to thank Thomas Hocking for the great customer service and care they gave me through the whole process. I had easy access by email and phone whenever I had a question and the response was immediate. Tom was a consummate professional, letting me know where we were in the process and the next steps needed, with timelines. Thanks Ocean Lending! And if you do not mind, let me put a name on it – Thomas Hocking is our loan guy. We just won’t have it any other way!

From day one until our loan funded, Thomas was with us. He truly is the best loan officer! Amazing!!

Thomas Hocking is literally the best loan officer I've ever worked with. He simply doesn't quit. He may have hundreds of clients but always makes you feel as though you're his only client. I've recommended him to everyone in my family looking for a mortgage person and will highly recommend to any of my friends who may need someone who'll simply get the job done. Words can’t explain how good Thomas really is!!!!

My experience can't be expressed in words. Thomas Hocking, our loan officer is not only exceptionally gifted at what he does, he makes you feel as though you are his only client. My wife and I couldn't be more pleased with what he's done for our family. If anyone asks me, we'll gladly give them Thomas's number. At the risk of sounding redundant, I've worked with a number of mortgage professionals, none of them, I repeat none of them come close to Thomas Hocking! Thanks again Thomas!!

Hello, my name is David. I live in Florida. I am a Vietnam era Veteran. I have done many mortgages as well as refinances over my 75 years and I want to say that the last refinance that I did with Mr. Thomas Hocking was an incredible experience that has beat all of those previously the ones I did before. Thomas is a Division Manager at EMortgage, he has 20+ years doing VA and FHA loans, he prides himself on being knowledgeable, as well as experienced and honest and I underline HONEST. Mr Hocking will tell you exactly what you need to know, he will also tell you whether the previous person or company that you spoke to is telling you straightforwardly what your costs are, otherwise, he is efficient at following through with everything that he says he will do. I highly recommend him to anyone out there that sees this testimonial, I would expect them to understand what I am saying. He is a ROCKSTAR to help Veterans and anyone else looking to refinance their loans. Bye for now.

Hi, my name is Emmanuel Butiu, a veteran a retired senior chief who served 24 years in the Navy. I’m making this video to share with you our experience from a recent refinance with Mr. Thomas Hocking and his team of professionals. One thing that stood out aside from their professionalism is the amount of care they put into the process which in turn established a friendly relationship. Thomas Hocking made sure I was informed about all of the details and even gave me friendly advice, everything that pertains to housing, market, everything that pertains to refinance. I was never at a loss at any given time. Tom, thank you for making this process easy and giving us the comfort that we needed during this time Cash out Debt consolidation and then came back and did a rate reduction

My name is Paul and I worked with Thomas for several years he’s always in exactly when he’s raining and I really appreciate really highly recommend him Paul Wenz Senior pastor Refinance primary cash out 2x then rate reduction to 3% jumbo Helped purchase a multi family Investment property Bakersfield ca @ 3.5% helped them do a rate reduction for rental property in Florida and right now I’m helping him purchase a multi unit investment property in Tennessee

My wife and I have had the privilege of working with Thomas multiple times over the past few years he’s very upfront extremely honest he’s the only loan officer that we ever met that if the loan doesn’t benefit you he’s not gonna save a loan he’s extremely reliable confident and very well-versed in what he does he’s simply just the best and Thomas I don’t know how to thank you enough for everything that you’ve done thank you for everything that you’ve done it translated

Hello my name is Britz Regis I was one of Thomas Hocking’s clients back into 2017 to refinance cash out and then interest rate lowered. I’ve known him for over 6 years mr Thomas understands the needs of the client he makes sure that he emails or texts all of the requirements I am going to need ahead of time mr Thomas is not only a good agent but also a good friend I highly recommend him as an agent to anyone and I can surely recommend to my family and Friends so if you’re looking for an agent to sell or refinance Mr. Thomas Hocking is the person that you really need to contact thank you god bless

Hi my name is Don and I have known Thomas Hocking for about 4 years now and will continue to work with Tom for as long as I have, and this is the honest to God truth, the word "impossible" does not exist in his vocabulary. When we started working with Tom we had been rejected by so many mortgage experts that it is not even funny. I don't know how we stumbled upon Tom, but believe me we are not letting him go. Initially I was expecting him to look at our situation and give us the thumbs down, like everyone else, or to tell us that there is not much I can do for you. But that's not how he rolls, he is relentless in his pursuit to make sure we are well taken care of and also the most impressive thing is the fact that he has integrity. He truly cares about the people that he works for, and to me he is like a brother, he is like a brother from another mother, that is how we kinda relate to each other now. The mortgage business is very cut throat and I have learned from having a couple of houses over the years, and to find someone like Tom is a rare, rare thing, so if you have been told by these so-called mortgage specialists "no", give Tom a call. I am not saying he is the answer to all of your problems, but he will be up front with you.

Thomas and his team did a wonderful job in getting our refinanced done in a timely manner. A team of professionals that put in not just the extra effort but the care in getting everything done right. Thomas personally called and took the time to explain the process in detail. Thanks Brother for making this experience as pleasant as possible! God bless and keep up the great work!

I recently became a first-time homebuyer. Thomas not only served as my realtor, but he also secured my loan. I cannot even begin to express how happy I am that he was the one to guide me along this journey. Purchasing my first property was nerve-wracking, but Thomas’ exceptional knowledge of loans and property dealings got me where I am today. He was determined to make sure I closed my loan in under 30 days and he totally came through for me! He would work around the clock and be on-call for anything I needed to make sure all business with the seller was handled. I never felt alone in this process and that meant the world to me. Thomas guided me along the way and made sure I had all the clarification I needed since this was my first endeavor with property ownership. He truly went the extra mile for me and did not just treat me as another client. He personalized my experience and I’m sure he does that for everyone. I am forever in his debt for helping me acquire my dream home.

Thomas has been amazing to work with. Thanks to him we’ve been able to purchase our first home and now working on our second. He does a great job at walking you through the mortgage process from start to finish. His level of customer service is the best I’ve ever seen. Thomas will return your call right away and he’s there for any questions you have. I’ve learned so much from working with Thomas. I’m glad I met him because he’s the only one I trust for mortgages.

Solid 5/5 star , Great A , Best of the Best , First Class Thomas say something it is as good as done . Fast , Honest , Reliable and No B.S. Extreme pleasure to do business with

Thomas is professional, honest and knowledgeable. Always a great experience with Thomas and I highly recommend him for any mortgage needs.

I’ve worked with Thomas on several loans already and he has always delivered what he promised on rates and timing! I highly recommend him.

Thomas was clear, frank and honest with all our real estate transactions. No surprises and open communication. Easy to get in touch and approachable. I Highly recommend you to give him a try. You will not regret!